Managing Director, Kangra Central Co-operative Bank Ltd. & Ors. V/s Gagan Singh

Managing Director, Kangra Central Co-operative Bank Ltd. & Ors. V/s Gagan Singh

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Consumer Protection Act, 1986 Section2–Deficiency in Service–Housing loan and insurance–Claim repudiated–

As per Complainant’s house was completely destroyed due to heavy rain and floods–Complaint allowed–Appeal–Held–That, the certificate issued by Pradhan, rapat Roj namcha and certificate issued by Tehsildar clearly indicates that damage has been caused to the house of the complainant–Negligence while sanctioning the loan and the securing the loan of complainant has no significance in presence of revenue record which clearly indicates that house was built on said khasra–No deficiency in service by the bank–Further held–Appeal of insurance is modified to the extent of interest @ 9% per annum (instead of 10.25%).


Published on
01-31-2025
Last Updated Date
09-05-2025
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Managing Director, Kangra Central Co-operative Bank Ltd. & Ors. Vs Gagan Singh.pdf
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